(한국건설산업연구원)

주택공급 활성화와  부동산금융 시장 안정을 위한 정책과제


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1장 건설·부동산 시장의 정책 이슈 ························································································ 3


1. 부동산 시장 안정을 위한 지속가능한 공급체계  ······························································3

(1) 도심 공급 확대를 위한 정비사업  ··············································································································3

(2) 물량창출을 위한 공급 규제 개선 ················································································································4

2. 주택시장 구조변화에 대응한 선제적 제도 개편 ································································5

(1) 미래 대응 및 시장 정상화를 위한 수요 진작 ····························································································5

(2) 서민 주거안정을 위한 시스템 개편 ············································································································7

3. 건설·부동산 금융 안정화 ····································································································8

(1) 부동산PF 위기 연착륙 유도 ························································································································8

(2) 부동산PF 구조 개선 ····································································································································9


2장 부동산 시장 안정을 위한 지속가능한 공급체계 마련 ······················································· 13


1. 도심 공급 확대를 위한 정비사업 활성화 ········································································13

(1) 신속하고 원활한 노후계획도시 정비사업 추진을 위한 제도설계 제언 ···················································13

(2) 사업성 부족지역 정비사업 추진을 위한 과제 ① : 공공참여형 정비사업 활성화 ·································15

(3) 사업성 부족지역 정비사업 추진을 위한 과제 ② : 정비사업 용적률 체계 개편

(노후 고밀 주거지) ····································································································································17

(4) 사업비와 분담금의 원활한 조달을 위한 금융구조 도입 및 사업구조 개편 ············································19

(5) 재건축사업 속도 및 형평성 제고를 위한 상가 관련 제도 개편 ·····························································21

2. 물량창출을 위한 공급 규제 개선 ·····················································································23

(1) 주택공급 부족에 대비한 3기 신도시 물량 확대 및 조기 추진 ······························································23

(2) 주택사업 공사비 급등으로 인한 공급 축소 완화 ·····················································································25

(3) 현실성 있는 공동주택 층간소음 규제 마련 ·····························································································26

(4) 미래 교육환경을 반영한 학교시설 공급 제도 개선 ·················································································27


3장 주택시장 구조변화에 대응한 선제적 제도 개편  ····························································· 31


1. 미래 대응 및 시장 정상화를 위한 수요 진작 ·································································31

(1) 탄력적인 비아파트 시장 운영을 위한 제도 개선 ·····················································································31

(2) 수요 진작 및 미분양 해소를 위한 세제 개편 ·························································································32

(3) 미래 인구구조를 반영한 시니어주택 활성화 ····························································································34

(4) 공정한 내집 마련 기회제공을 위한 청약제도 개편 ·················································································36

2. 서민 주거안정을 위한 시스템 개편 ·················································································38

(1) 전세사기 근절을 위한 임대차시장의 인프라 마련 ···················································································38

(2) 임대차 주거안정을 위한 전세자금대출 합리화 ·························································································40

(3) 기업형 임대주택 활성화를 위한 공공지원 민간임대주택제도 개선 ·························································41

(4) 임대차시장 안정을 위한 민간 임대사업자제도 정상화 ············································································43


4장 건설·부동산 금융 안정화를 위한 정책 마련 ··································································· 47


1. 부동산PF 위기 연착륙 유도 ····························································································47

(1) 미분양 해소 촉진 ······································································································································47

(2) 부실사업장 매입을 통한 민간사업자(건설사-금융기관)의 손실규모 축소  ·············································49

(3) 민관합동 PF사업 추진 여건 개선 ············································································································50

(4) PF사업성 개선을 위한 범부처 협력체계 구축 및 운용 ··········································································52

2. 부동산PF 구조 개선 ·········································································································53

(1) 시공사 위험 집중 구조의 개선  ···············································································································53

(2) 개발사업 안정화를 위한 새로운 유동성 공급장치 마련 ··········································································55

(3) 부동산PF에 대한 종합적 관리체계 마련 ··································································································57